Rosa Delgado
License •••••• active · Florida DFS
- Humana
- Aetna
- UnitedHealthcare
- +4 more
- Focus
- Medigap + Advantage
- Licensed
- 14 yrs
- Speaks
- Spanish
Free · Independent · No call centers
Find a Medicare agent you can check up on.
See which companies each agent can actually sell — and whether their license is active — before you pick up the phone.
How listings will lookZIP 89501
Marcus Whitfield
License ••••••• active · Nevada DOI
- Wellcare
- Devoted
- Cigna
- +2 more
- Focus
- Advantage + Part D
- Licensed
- 7 yrs
Grace Lin
License ••••••• active · Nevada DOI
- Mutual of Omaha
- Aetna
- +3 more
- Focus
- Medigap specialist
- Licensed
- 11 yrs
- Speaks
- Mandarin
Layout preview — not real people. Live listings are built from state license records, newest verification first.
51states & DC covered
$0cost to you, always
100%licenses checked at the state
0details sold to lead buyers
Three steps. No phone tag.
Enter your ZIP
No name, no phone number, no account.
Compare on real facts
Carriers, specialty, languages, license status.
You make the call
Nobody contacts you unless you ask them to.
What we show that a list of names can't
Independent or captive
Captive agents sell one company. You should know which you have.
Carriers they can sell
"We compare all plans" is rarely true. We show the real list.
License status
Checked against the state register, with the date we looked.
Advantage or Medigap
Different products. Agents lean toward what they know best.
How they get paid
Commission from the insurer — never a fee from you.
Still there in March
Claims and appeals happen all year, not just in October.
Three very different people will offer to help
| What you get | Local independent broker | Captive agent | National call center |
|---|---|---|---|
| Compares several insurers | Yes✓ | No✕ | Sometimes~ |
| Knows your doctors | Yes✓ | Sometimes~ | No✕ |
| Same person next year | Yes✓ | Sometimes~ | No✕ |
| Helps if a claim is denied | Yes✓ | Yes✓ | No✕ |
| Your number stays private | Yes✓ | Yes✓ | No✕ |
Captive agents aren't doing anything wrong — many are excellent. The problem is only ever getting a one-company recommendation while believing you got a comparison.
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Questions people ask
Does using an agent cost me anything?
No. Agents are paid a commission by the insurance company. Your premium is identical whether you enroll through an agent, a call center, or on your own.
Agent or broker — what is the difference?
In practice, nothing. Both need a state license. What matters is whether they are captive to one insurer or independent across several.
Will I get spam calls?
Not from us. We never sell your details to lead buyers, and nothing reaches an agent until you pick one.
When can I change my coverage?
October 15 to December 7 for the Annual Enrollment Period, effective January 1. Medicare Advantage has a second window from January 1 to March 31.
See who's near you.
Free, and nothing is sent to anyone until you choose.